I don’t find those two to be essential to my gameplay, but they might be to yours! SimRealist also makes two other mods, that I know of, private practice and organic which you should also check out if you like their mods. For example, if your sim remarries, your alimony is canceled. I absolutely love the attention to detail that was put into this mod. Now if your sims are in a dire situation, you can apply for benefits to help them out. This includes a custom child support and alimony system.
The mod adds government services to the sims. With the premium package, you’ll get faster internet and more TV channels. You’ll need to go into the SNB Bills app to pick a package and set up your services. The Welcome Home portion of this mod is so cool! Whenever you play a household for the first time after installing this mod, your house will be completely dark with no electricity, no water, no garbage collection, no TV, no internet, and no cellphone. There’s a lot to this mod, but I’m just going to be talking about the parts that I find most relevant to my style of gameplay.